Official Website | Puducherry Grama Bank

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Our Services

Banking Made Simple
for You

Savings, deposits, and loans designed to support your everyday financial needs with ease and confidence.

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Deposit Schemes

Flexible deposit options to grow your savings confidently

Loan Products

Loan solutions tailored to your personal and business needs

Safe Deposit Locker

Secure locker facilities to protect valuables.

Debit Card Services

Secure debit cards for everyday transactions

About Us

Puducherry Grama Bank

Puducherry Grama Bank (formerly known as Puduvai Bharathiar Grama Bank) is the only Regional Rural Bank (RRB) operating in the Union Territory of Puducherry. Established on March 26, 2008, it is sponsored by Indian Bank & jointly owned by the Government of India (50%), the Government of Puducherry (15%), & Indian Bank (35%).

Our Success

Puducherry Grama Bank

360,000+

Customers

48+

Branches

170+

Employees

Our Products

Solutions for Every Financial Need

Savings, deposits, and loans designed to support your everyday financial needs with ease and confidence.

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KCC - Crop

For cultivation of crops.

KCC - Animal Husbandry

For short term credit requirements of rearing of animals, birds etc.

KCC - Fisheries

For short term credit requirements of rearing of Fish, Shrimps, Other aquatic organisms & capture of fish etc.

Retail loan against gold collateral

Retail loan against gold collateral to meet domestic needs.

SHG

Self Help Group loan support for small groups working toward economic development.

JLG

Joint Liability Group loan for members engaged in similar economic activity.

Home Loan

For purchase or construction of house or flat, or for repair/renovation of existing house or flat.

Vehicle Loan

For purchase of New Four Wheeler / New Two Wheeler / New e-Car / e-New Two Wheeler.

Pension Loan

Loan to eligible pensioners for family, educational and medical expenses.

Salary Loan

Clean loan for salaried class employees with regular income support.

Mortgage Loan

Any purpose including repairs & renovation of buildings, marriage, education, household festivals / functions, medical or any bankable purpose other than speculative.

MSME - Term Loan

Scheme to provide loans to small and medium enterprises that are non-corporate and non-farming.

NEFT & RTGS

Secure one-to-one electronic funds transfer and real-time gross settlement for large-value fund transfers.

IMPS

Immediate Payment Service for instant interbank electronic fund transfers, available 24x7.

AEPS

Aadhaar Enabled Payment System. Secure biometric-based payment solutions for inclusive banking.

NACH & MMS

Bulk payment and mandate management solutions designed for seamless recurring transactions.

Secure Payments

Seamless & Secure Transactions.

Experience fast, reliable, and hassle-free digital payments for all your everyday needs. From UPI to contactless card services, we make managing your money simpler than ever.

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